


Tomasz Borowski
CEO, Flow
As the CEO of a credit management company, I was looking for the right software solution to support our business operations whilst also promoting ethical and responsible debt collection in underserved Asian economies. Credolab helped us with a powerful scorecard that allowed us to prioritise collection efforts. By analysing user metadata and behaviours, credolab helped us improve the way we allocated call centre's efforts by reaching out to the users that were most likely to respond to our calls resulting in higher collections rates.




Anand Krishnaswamy
Vice President Product, International, TransUnion
We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.




Donald Evans
Chief Lending Officer, FairMoney
Credolab allowed us to extract more insights on our customers through their unique data attributes which, in combination with our existing data points, improved the accuracy of our models. As a result, we managed to increase value to clients through a better offer creating positive selection and higher profitability.




Momtaz Moussa
Co-Founder & CEO, Lucky
Credolab has been an essential partner in our journey to enable the underbanked with more empowering financial services. Together with credolab, we have managed to use alternative data to finally build reliable credit profiles for users with no credit history. In addition, their team was genuinely sharing best practices and providing thought leadership along the way.




Greg Krasnov
CEO, Tonik Bank
We chose credolab because they are the global leader in leveraging smartphone behavioural data for risk assessment. They have been a key input in our general model and have accompanied Tonik since the very beginning of our lending journey. I'd recommend any lender to use their scores and insights.




Daiane Rodrigues Baldo
Credit Data Science Leader, Agi
Credolab helped us to better understand the digital profile of our customers, creating relevant insights that helps us segment and improve our customers’ risk profile. With the data provided by credolab, we managed to be more accurate in our predictive models and even more competitive.
